Start Over Finish Rich is David Bach’s next book after his bestseller Smart Couples Finish Rich. The book uses the same principles Bach developed earlier and explained in his previous works. The table of contents contains largely the same topics that were covered in Bach's earlier books. However, a closer look reveals that this book does offer something different from the earlier works.
In Start Over Finish Rich, the author addresses the fear and helplessness many people feel since the economic depression began. It gives several useful tips about how people should act on these new challenges. David Bach offers a roadmap for those who are not familiar with his methods, and those who were highly successful in wealth building, but were severely hit by the downturn.
David Bach’s method is very simple: one has to have a clear picture of his finances, and manage them carefully. As a first step, one has to get rid of credit card debt, save on useless spending such as lattes, and to create an automatic savings system. The money freed up should be invested for the long term, disregarding the short-term market fluctuations. The author is very optimistic about today’s economy, saying that this is the time when one can invest at really low prices.
This book is a must read for anyone aspiring for financial security. Start Over Finish Rich doesn’t contain any complicated financial schemes. Instead, it shows how anyone can save money, regardless of his income. It also provides a fool-proof check list of the basic things we all should be doing to secure our finances. David Bach also provides a good shoot of optimist now that everything seems to go wrong, and so many people feel hopeless. The book also has a number of personal “start over” stories that are really inspiring and illuminating.